Terms of Business

Last updated: 1 April 2026

About these terms

These terms describe the service we provide and the basis on which we act for you. By requesting a quote you agree to these terms.

Our service

We act as an insurance intermediary for short-term motor policies underwritten by ERS. We are authorised and regulated by the Financial Conduct Authority (FCA firm reference 412345).

Your duty of disclosure

You must answer all questions honestly and to the best of your knowledge. Misrepresentation may result in your policy being voided and claims declined.

Cancellation

You have a 14-day cooling-off period. After that, short-term policies are non-refundable unless required by law.

Complaints

If you are unhappy with our service, contact complaints@temp-drive.uk. If we cannot resolve your complaint, you may refer it to the Financial Ombudsman Service.